Get the Funding You Deserve — Without the Confusion.
Thousands of UK students miss out on funding they’re entitled to every year. We make sure you’re not one of them. From application to approval — we guide you every step of the way.
Students Funded
Avg. Funding Secured
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Initial Consultation
WHAT IS STUDENT FINANCE
Plain English. No Jargon. Just Clarity.
Student Finance England (SFE) provides government-backed loans and grants to help cover the cost of higher education. Whether you’re studying a Level 4 Higher National Certificate or a full undergraduate degree, funding is available — and you only start repaying once you’re earning enough.
The process can feel overwhelming, but it doesn’t have to be. Our advisors have helped hundreds of students navigate the system, avoid common mistakes, and secure the maximum funding they’re entitled to.
Tuition Fee Loan - Up to £9,535
Paid directly to your university or college. Covers your full tuition costs for most courses. You never handle this money directly.
Maintenance Loan – Up to £13,022
Paid directly into your bank account each term to help cover living costs — rent, food, travel, and more. Amount depends on your household income and where you study.
Disabled Students’ Allowance & More – Additional Grants
Children grants, adult dependants’ grants, travel grants, and more — many students don’t know they qualify. We’ll check for you.
WHO WE HELP ?
Does This Sound Like You?
First-Time Students
Starting your first Level 4, 5, or 6 course? We’ll walk you through full entitlement and get your application right the first time.
Returning Students
Already have a qualification and wondering if you’re still eligible? The rules are complex — let’s check for you.
Mature Learners
Going back to study after a break? You may qualify for more funding than you think. We specialise in adult learner applications.
Part-Time Students
Studying part-time around work or family? Reduced funding is available — and we’ll make sure you get every penny of it.
Simple. Fast. Stress-Free.
From your first call to your funds arriving — here’s exactly what happens.
Free Consultation
Book a free 30-minute call with one of our advisors. We’ll assess your eligibility and explain what you’re entitled to.
Eligibility Assessment
We review your course, income, household circumstances, and previous study to determine your exact funding package.
Guided Application
We guide you through the SFE application step by step — checking everything before submission to avoid delays.
Funds Confirmed ✓
Your funding is confirmed and paid directly — tuition to your institution, maintenance to your account each term.
STUDENT STORIES
Real Students. Real Results.
★★★★★
I'd tried applying myself and got completely lost.Education Aid walked me through everything in one session. My funding was confirmed within two weeks. Couldn't have done it without them.
Amara O.
HND Business, Level 5
★★★★★
As a mature student returning after 10 years, I didn't think I'd qualify. They found funding I didn't even know existed — including a childcare grant that made it genuinely possible for me to study.
Emily Thompson
Registered Nurse
★★★★★
The whole process was stress-free. They knew exactly what documents I needed and checked my form before I submitted. I got my full maintenance loan and tuition covered — brilliant service.
Emily Thompson
Registered Nurse
COMMON QUESTIONS
Your Questions, Answered.
Can I get Student Finance for a Level 4 or Level 5 course?
Yes — Student Finance England funds approved Higher Education courses at Level 4 and above, including HNCs, HNDs, foundation degrees, and full bachelor's degrees. The course must be at a registered provider. We can confirm whether your specific course qualifies during your free consultation.
How much maintenance loan will I receive?
The maintenance loan amount depends on several factors: your household income, whether you live at home or away, and whether you study in London or elsewhere. For 2025/26, loans range from around £4,651 (living at home) to £13,022 (living away, in London). Lower household income generally means a higher loan.
I already have a degree — can I still apply?
This depends on your previous study and the course you want to take. In some cases, students with prior qualifications can still access funding — particularly for Level 4/5 courses or postgraduate programmes. The rules are complex, and this is one of the most common areas where students assume they're ineligible when they're not. Let us check for you.
When does Student Finance get paid?
Maintenance loans are typically paid in three instalments at the start of each term — usually in September/October, January, and April. The tuition fee loan is paid directly to your institution, so you don't receive or manage that yourself. Late applications can delay your first payment, which is why we encourage applying as early as possible.
When do I start my student loan?
You only start repaying once you earn over the repayment threshold (currently €25,000 per year for Plan 5 loans). Repayments are taken automatically at 9% of earnings above the threshold. If your income drops below the threshold at any point, repayments pause. Any remaining balance is written off after 40 years.
Do I need to repay the maintenance loan if I drop out?
Yes — any loan funds already paid must be repaid under the standard repayment terms (once you earn above the threshold). However, your tuition fee loan will be reduced proportionally based on when you left. We strongly advise speaking to us before making any decisions about withdrawing from a course.